Dismayed to hear the news that a well respected narrow gauge modeller has had his car nicked with his exhibition layout inside. The police seem typically disinterested.
Aside from the moral issue of nicking cars, this throws up a question. The car was parked on the driveway close enough to be watched by CCTV. A pro-job; into the car in seconds, though they weren't expecting the layout so it's probably been dumped in a hedge. The question is insurance. The car is insured, but this only covers minimal contents. The layout was outside of the house so dubious cover on home insurance as probably not listed as a high price item. The layout was not coved by the exhibition insurance as it had arrived at the owner's place of residence.
If we leave our layouts in the car prior, or post exhibition, which is not unusual - many would load the night before and leave to later and daylight to unload. In which case it's technically not covered by anything and we can all imagine the conversation with the insurance company.... 'so you had your trainset in the car and you say it's worth £1,800...?'